Household Insurance from Footman James

Tailored household insurance for the enthusiast

We don’t just offer car insurance; we are just as at home arranging cover for your household buildings and/or contents; from fine art collections to family bicycles, contents insurance arranged by Footman James will protect your most prized possessions from loss, theft and damage.

The household insurance product is tailored for owners of classic vehicles and includes cover for motor vehicle accessories and loose parts. In order to be eligible for household insurance from Footman James you do need to be connected to Footman James; this can be by either having a current policy through us, or by being affiliated with one of our Classic Car & Classic Motorcycle Clubs. Visit our Clubs section to view the full list of Car and Bike Clubs we work with.

Details of our household insurance can be seen below. To speak to one of our team then please call 0843 357 1988, or alternatively email us at house@footmanjames.co.uk

Household Contents Insurance*

  • New for old cover, with or without accidental damage cover
  • Accidental Damage cover for TV, Audio, video equipment, Home PC's, aerials and satellite dishes
  • Business equipment in the home
  • Accidental damage to locks and loss of keys covered up to £1000
  • Student's possessions away from home
  • Increased cover over Christmas period and for 1 month prior to and 1 month after a wedding
  • Alternative accommodation if property uninhabitable for covered claim including kennelling for pets.
  • Frozen and refridgerated food up to £1000
  • Personal money up to £750
  • Credit cards up to £2500
  • Garden contents up to £1000
  • Replacement Locks if keys are lost or stolen up to £1000

Buildings Insurance*

  • Reinstatement cover with or without accidental damage
  • Includes accidental cover for fixed glass, sanitary ware, cables, pipes and sewage tanks
  • Property Owners liability for current and previously owned property (up to 7 years)
  • Alternative accommodation if property uninhabitable for covered claim including kennelling for pets.
  • Trace and access covered up to £5000
  • Damage caused by Emergency Services for forced emergency entry 

Property Emergency

24/7 Property Emergency is included in your contents and/or buildings insurance policy.  This provides a service in the event of a domestic emergency which covers the call out charge, labour, parts and materials up to £300 including VAT.

Family Legal Costs

Family legal costs are included in your contents and/or buildings insurance policy.  This provides up to £50,000 for advisors costs  to pursue claims such as contract, personal injury, employment tribunal and trespassing.

*Subject to acceptance criteria