28 April, 2015


Classic Car Young Enthusiasts Policy

The recent launch of Footman James’ new insurance proposition for young enthusiasts has enabled one young classic owner to get out and about on the open road on the very same day the proposition went live.

The innovative new scheme, means that young drivers, who had previously struggled to obtain insurance for their classic are now be able to do so, subject to a range of qualifying criteria.

One such young driver is 21 year old Tom Seymour from Bristol. Tom is the first young enthusiast to be provided with cover for his classic under the new scheme. Tom’s 1980 MG Midget is his first car and was previously laid up while undergoing some work. Having had aspirations to own an MG since he was a child, Tom purchased the car from an online auction three years ago and has been an active member of the MG Owners Club ever since. Now he has found affordable on road cover Tom plans to attend local and national Club events in his classic and is looking forward to being back on the road in time for the forthcoming season.

“We are delighted to be able to offer genuine young enthusiasts like Tom affordable insurance that will enable them to get out and about in their classics. The scheme has already met with widespread approval from the industry and we look forward to extending our insurance offer to even more young enthusiasts, who met the qualifying criteria, over the forthcoming weeks,” said Footman James’ managing director Andy Fairchild.

The commencement of the new policy follows in the footsteps of the government’s new green paper also launched this week. The green paper, set to improve road safety for young drivers, is something motorists everywhere will welcome and an initiative that the government hopes will not only save lives but also further reduce insurance premiums.

  • Young enthusiast qualifying criteria for 17-23 year olds
  • Owner must be a member of one of the pre-selected clubs
  • Car must have been manufactured in or before 1985
  • Owner must own a second vehicle for everyday use.
  • Owner must limit their mileage to 3000 or 5000 miles per year.
  • Owner must have a maximum of one non-fault claim or minor conviction.
  • Car must be parked off the road or garaged

Young drivers who meet the above criteria can be eligible for further discounts if they score enough points in the brand new points system devised by Footman James and insurance partner KGM. The system will award points to young drivers who can demonstrate a commitment to the movement through the following: length of club membership.